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If anyone in your household had a Marketplace plan in 2019, you should get Form 1095-A, Health Insurance Marketplace® Statement, by mail no later than mid-February. It may be available in your HealthCare.gov account as soon as mid-January.
IMPORTANT: You must have your 1095-A before you file.
Don't file your taxes until you have an accurate 1095-A.
- Your 1095-A includes information about Marketplace plans anyone in your household had in 2019.
- It comes from the Marketplace, not the IRS.
- Keep your 1095-As with your important tax information, like W-2 forms and other records.
How to find your 1095-A online
Note: Your 1095-A may be available in your HealthCare.gov account as early as mid-January, or as late as February 1.
- Under 'Your Existing Applications,' select your 2019 application — not your 2020 application.
- Select 'Tax Forms' from the menu on the left.
- Download all 1095-As shown on the screen.
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Get screen-by-screen directions, with pictures (PDF).
Note: If you can't find your 1095-A in your Marketplace account, contact the Marketplace Call Center.
What's on Form 1095-A and why you need it
- Your 1095-A contains information about Marketplace plans any member of your household had in 2019, including:
- Premiums paid
- Premium tax credits used
- A figure called 'second lowest cost Silver plan' (SLCSP)
- You'll use information from your 1095-A to fill out Form 8962, Premium Tax Credit (PDF). This is how you'll 'reconcile' — find out if there's any difference between the premium tax credit you used and the amount you qualify for.
- If you had Marketplace coverage but didn't take advance payments of the premium tax credit.
- Learn more about the 1095-A from the IRS.
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How to check Form 1095-A for accuracy & what to do if it's wrong
- Carefully read the instructions on the back.
- Make sure it's accurate. If anything about your coverage or household is wrong, contact the Marketplace Call Center. Think the 'monthly enrollment premium' may be wrong? Read this before contacting the Call Center.
- Make sure the information about the 'second lowest cost Silver Plan' (SLCSP) is correct.
How to know if your SLCSP information is correct
Look at Part III, column B of your 1095-A, titled 'Monthly second lowest cost silver plan (SLCSP) premium.' It should show figures for each month any household member had the Marketplace plan.
The SLCSP premium is incorrect if:
- Part III, Column B has a '0' or is blank for any month someone in your household had the Marketplace plan
- You had changes in your household that you didn't tell the Marketplace about — like having a baby, moving, getting married or divorced, or losing a dependent
If either applies to you, you'll use our tax tool to get the premium for your second lowest cost Silver plan.
Use the information from your 1095-A to 'reconcile'
How much photoshop cs5 cost. Once you have an accurate 1095-A and second lowest cost Silver plan premium, you're ready to fill out Form 8962, Premium Tax Credit.
How much memory does fortnite take. See a step-by-step guide to reconciling your premium tax credit.
More Answers: Form 1095-A
Probably because one of these applies:
- You changed Marketplace plans during the year
- You updated your application with new information — like adding or removing a family member, or moving — that resulted in a new enrollment in your plan
- Different household members had different plans
- If there are more than 5 members on the same plan
How to get cleanmymac x for free. If you think you should have more than one 1095-A but don't, or if any information looks incorrect, contact the Marketplace Call Center.
You'll get a 1095-A too. Part III, Column C should be blank or have the number '0.'
Your 1095-A should include information for only the months you had a Marketplace plan. If you think it's wrong, contact the Marketplace Call Center.
The 'monthly enrollment premium' on Form 1095-A (Part III, Column A) may be different from the monthly premium you paid. This doesn't always mean there are errors, because:
- Your plan included benefits in addition to the essential health benefits required by the health care law, like adult dental or vision benefits. In this case, the monthly enrollment premium on your Form 1095-A may show only the amount of your premium that applied to essential health benefits.
- You or a household member started or ended coverage mid-month. In this case, your Form 1095-A will show only the premium for the parts of the month coverage was provided.
- You were enrolled in a stand-alone dental plan and a dependent under 18 was enrolled in it. In this case, the monthly enrollment premium on your Form 1095-A may be higher than you expect because it includes a portion of the dental plan premiums for pediatric benefits.
If any of these applied, the premium on your 1095-A is probably correct. If you still think it's wrong, contact the Marketplace Call Center. If the form has errors, you'll be sent a corrected version.
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You may need to file an amended return using the information on your corrected 1095-A. Get information about amending returns from the IRS.
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Follow these steps, but in step 2, choose your application for a previous year.
